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You’ve Got Questions. We’ve Got Answers.

Panama is generating the most interest among North Americans for a variety of reasons. Laura shares here, some of the most common questions that are asked by people who are looking to relocate, invest, or operate a business in this beautiful country.


Shared in the ‘About‘ section of this website, Laura explains her expertise and journey to Panama, real estate and all things in between – so you can rest assured that the information provided, isn’t solely to answer your questions, but answers that are being lived, today.


You will find this page is broken into three (3) different sections to serve you best;
[button size=”big_large_full_width” target=”_self” hover_type=”default” text=”FAQ PANAMA” link=”#1″]
[button size=”big_large_full_width” target=”_self” hover_type=”default” text=”FAQ Real Estate” link=”#2″]
[button size=”big_large_full_width” target=”_self” hover_type=”default” text=”FAQ Laura Cameron’s Services” link=”#3″]

Frequently Asked Questions About Panama


Where is Panama located?

Panama is located in Central America, bordering both the Caribbean Sea and the Pacific Ocean, between Colombia and Costa Rica.At sea level, Panama has a warm and typically tropical climate all year round. When you head into the mountains, you’ll experience a spring-like climate with cooler temperatures.The Panama ‘summer’ runs from December to April, and during that time it one of the prettiest places on earth. Blue skies, gentle breeze, no rain. The ‘winter’ months from May-November, are not actually winter, because you can expect Panama to be sunny year-round.


What are some of the pros of relocating to Panama?
Panamanians are accustomed to having foreigners visit their beautiful country. There is less of a culture shock than you might imagine, like some other countries might experience in South America, or other parts of the globe. With miles of beaches on two different coasts, rolling mountains, hectares of pristine rainforest, and hundreds of islands to explore you will never run out of places to visit and beautiful landscapes to capture.


Most expats in Panama choose to live in either Panama City or on Panama’s Gold Coast, specifically Coronado and Gorgona. These are the places you will find modern high rise buildings, commercial and recreational facilities, gourmet dining, and much more.


There are some places in Panama that serve as what might be referred to as ‘in-between’ the rural lifestyle and the modern one. These are mostly mountain towns, like El Valle or Boquete. They offer a distinct charm all on their own. If you want to be on the beach, this is also possible, not to mention beautiful.


Is Panama a great place to retire?
No other country even comes close to Panama when it comes to retirement and its benefits. The Pensionado Program and its many discounts is why International Living has deemed Panama the number one place in the world to retire.


You are able to rack up some serious savings eating, traveling, receiving healthcare, attending events, and more.

  • 50% off entertainment  (movies, theaters, concerts, sporting events)
  • 30% off bus, boat, and train fares
  • 25% off airline tickets
  • 25% off monthly energy bills
  • 30% to 50% off hotel stays
  • 15% off hospital bills

….and much more!


What is the medical care like in Panama?
The health insurance available to foreigners is comparable, in terms of cost.  And even if you’re paying full cost, that cost is still going to be a third or even half of what you’d pay elsewhere.


There have been speciality doctor visits for $50.00 and dental visits for $25-40.00. Many healthcare providers are completely fluent in English and many were trained at universities in the United States.


Oh! and they answer after-hours text messages, often calling from their personal numbers. Almost sounds like paradise, doesn’t it?


What is the cost of living in Panama?
The basic necessities (food, water, gas, utilities, etc) are similar to what you will find in North America.


The exception are the specialty-imported items, which cost a little bit more, and locally grown crops, which cost less. Recreational expenses, such as entertainment, events, hotels, and travel costs vary between similar and less expensive.


With a Pensionado visa, you receive a discount on all of it.

Frequently Asked Questions About Foreign Real Estate


How can I invest in a rental property?
The recommended first step – Book a trip to Panama to feel, smell, touch and taste the country first. Considering the variety of landscapes in this country, decide what feels best to you. Do you want the city, in the mountains or do you feel at home on a beach property?
Then decide, do you want a re-sale, pre-development, or brand new property?
Variables such as choosing a house (casita) or condo (apartment)
Laura recommends to never purchase a property solely having only seen it online.


Where can I start to invest in real estate?
Real estate is booming right now in Panama. Without question it is a buyers market with high inventory of properties available. In addition, developers are liquidating brand new condos, something anyone who knows even very little about real estate is a huge deal. 


How do I relocate to another country (like Panama or otherwise)
Book that trip and visit the country you are considering. You may even consider (and Laura encourages you to) hiring a local driver to take you all around – show you the best of the best. 


Secondly, explore hiring a relocation specialist or consultant that is an expat and has been through the process and is familiar enough to guide you through it. Because, it is a process but one very worthwhile! They key here – is having the ability to learn from someone else mistakes, or bumps in the road. This alone can save you a ton of time and money. 


Lastly, don’t be shy! Ask a lot of questions and you should have tons! The internet is a great resource but as many of us know, you can’t solely rely on everything you read online.

Frequently Asked Questions About Laura Cameron’s Services


What kind of information can Laura provide me?
Aside from Laura Cameron’s knowledge, which we will get into – most important she is speaking from her own, personal experience. Laura was fortunate to relocate to the beautiful country of Panama and can share the process of looking for rentals and accommodations, housing and building properties, bank account, culture and day-to-day living, immigration process, taxes, restaurants, food, fun things to do and see.


Oh! and not to mention the 700 hundred different islands to visit! 


In addition to the Panama real estate market and relocation expertise, Laura can also provide information and help facilitate the process for rental properties in Canada.


There are a number of investment properties in Ontario available through mortgage syndication, which allows access to pre-construction properties, prior to banks and realtors (first mover’s advantage) 


Laura has extensive, trusting business relationships with expats all over the world who together, can make your experience seamless.


What type of real estate, or other, has Laura invested in?


As mentioned previously, Laura is coming from a place of experience. In addition to being a relocation specialist, she has also invested in the following areas (but not limited to);
  • Housing Purchases
  • Condo Purchases
  • Rental Properties
  • Creative Real Estate
  • Real Estate in Foreign Countries

In the event your question was not answered, or you require further details – you are welcomed to contact Laura by clicking here!

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